Willing

Paul and I have new wills and updated trusts, power of attorney for property, and power of attorney for health care. It’s a good feeling.

I love estate planning.  Thanks to wonderful things like life insurance, pensions and retirement accounts, there are good odds that I will be a modestly wealthy dead woman. It tickles me to play provider and philanthropist with my estate plan, not having to worry one hair on my dead head about saving for tomorrow.

I learned the joy of estate planning from my mother, Norma. I did not inherit Norma’s financial acumen or fiscal frugality. From her witness, though, I did absorb the blessings of a well-planned estate.

After my father died just short of his 60th birthday, my mom could live comfortably thanks to her good stewardship and life insurance from Lutheran fraternal companies that were predecessors to Thrivent. I took note: Being a widow is hard, being a widow worried about money would be very hard.

As a widow, Norma not only planned her estate, she took out life insurance policies to help her children pay estate taxes. In 1990, mom learned she had pancreas and liver cancer. There was no cure, but there were treatments that gave her (and us) good time.

On one visit mom showed me her notebook detailing distribution of the personal property–household items–not found in her will, and shared her guidelines for distribution of unspecified items: first choice to the person who gave it to me; second choice to a person who needs it; third choice to a person who wants it. Things that no one wanted or needed were to be donated or recycled. “If I catch a whiff in heaven that you and your brother are fighting over a thing,” mom said, “I will haunt you both.”

During that conversation mom mentioned that, for estates of her size, the State of Wisconsin was reducing estate taxes 20 percent a year. I knew my mother enjoyed paying only the taxes she owed and not a cent more. “When will it be down to zero?” I asked.

“January 1, 1992,” she replied.

“Then I don’t have to worry about you dying until 1992,” I said.

On January 1, 1992, we celebrated. My mom had outlived State of Wisconsin estate taxes. Norma Edison died on March 17, 1992, leaving her affairs in good order.

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Enough for today

27And can any of you by worrying add a single hour to your span of life?  31Therefore do not worry, saying, ‘What will we eat?’ or ‘What will we drink?’ or ‘What will we wear?’ 32 …Your heavenly Father knows that you need all these things. 34“So do not worry about tomorrow, for tomorrow will bring worries of its own. Today’s trouble is enough for today.  (Matthew 6:27, 31—32, 34)

After seeking advice and counsel and deciding that life is too short to live apart for very long, Paul and I have put our Park Ridge condo up for sale.

Area realtors are being invited to tour the condo today (July 18).  It’s been priced to sell, although it will likely take three or four months to complete the sale. We’ll make use of this time to figure out what will fit in our Johnson Creek apartment, find storage for “keep” stuff and donate or sell the rest. The condo will be Paul’s home base during this transition time; he’ll drive up for weekends.

Check out the “condo for sale” Web page that Paul created (http://sue.edison-swift.com/911busse/). It includes photos and a video tour of the condo along with the floor plan and features.

I’ll finish my contract project with Bethesda on July 29 and finish physical therapy on August 4. On August 5, we’ll start moving in to the Johnson Creek apartment, which is 15–20 minutes from Bethesda. On August 12, Annie and Sean will celebrate their fifth anniversary. Paul and I will celebrate 35 years of hyphenated life on August 14. On August 15, I report for my first official day as Corporate Director of Marketing and Communications.

In 1988, we moved from progressive Madison to conservative Park Ridge. I predicted that I could live here 30 years and still feel like an outsider. I’m glad I didn’t put money on that. I have deep ties to St. Luke’s, our congregation, especially the Chancel choir. After 22 years, there’s a part of my identity that will always be named “ELCA Churchwide Office.” And, there are dear, dear friends that will always have a part of my heart.  Older and wiser, I know that as I move to Watertown, I will find community and develop a loyal identity as a Bethesda Lutheran Communities staff person. Indeed, I told Laura Reilly, my new boss, that as my first anniversary approaches, I want people to say “You’ve only been here a year? It seems like you’ve been at Bethesda forever.”

In 1999, we downsized when we sold our home on Lincoln Ave. and moved 1 ½ blocks to Delphia Ave. In 2005, we downsized when we sold the house on Delphia and moved to the condo. This move is going to test our imaginations and remind us that “things are just things.” I’m encouraged by hearing both daughter Annie and Izetta (our realtor) affirm that we turn every place we’ve lived in to our home. Annie calls it “Edison-Swiftizing.”

There are more questions, of course, like “After Paul moves to Wisconsin, where will he work?” That’s a worry for tomorrow.

Transition mercies,
Sue Edison-Swift
7/18/2011

 

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Basket of blessings

“For surely I know the plans I have for you, says the Lord, plans for your welfare and not for harm, to give you a future with hope.” (Jeremiah 29:11).

June 16, 2011, was one of those “first days of the rest of your life” kind of days: my first day working for Bethesda Lutheran Communities in Watertown, Wis. Continue reading

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Yippie Skippy

P.S. The next post–What does this mean?–invites your advice, recommendations and suggestions.

With joy and thanksgiving, I accepted the position of “Corporate Director Marketing & Communications” with Bethesda Lutheran Communities in Watertown, Wis. To accommodate my mobility issues, I will begin in August.  We’re exploring how contract work might allow me to jump in (so to speak) earlier while working from home. Continue reading

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What does this mean?

Accepting a position with Bethesda Lutheran Communities in Watertown, Wis., prompts a lot of good questions. Where will I live? Where will Paul live? What does this mean for Paul’s work, our condo, and our community at St. Luke’s?

Good questions, indeed. Our answers vary around three themes: (A) Don’t know; (B) It’s complicated; and (C) Any advice?

Complicating matters: We bought our beautiful, accessible, ideally located condo at the height of the real estate bubble.  In 35 years of hyphenated life, Paul and I have never lived apart. We have always enjoyed commutes under 15 minutes. And, I admit, I was much braver when I was just hypothetically thinking about a two-household marriage, especially before I fractured an ankle bone.

Don’t get me wrong; I get a charge out of moving. Since 1988, we’ve moved four times in Park Ridge. I’ve joked that I’d rather move than clean.

Watertown (click link to see Wis-Ill map) is half-way, as the car drives, between our home in Park Ridge, Ill. and Stevens Point, Wis. (Annie, Sean, “Scooter” and Hank-the-wonder-dog’s home). It’s 4.5 hours between Park Ridge and Stevens Point.

It would be nice to find a place to rent that (1) is close to Bethesda and offers an easy exit to Park Ridge; and (2) is affordable enough to maintain two households as long as that’s necessary. In my dreams this rental would be suitable as our sole home, when that becomes an option.

We welcome your ideas, advice, recommendations and leads.  Know anyone who would like a great deal on a sweet Park Ridge condo (own, rent-to-own)? Any nominations for a new home town? And, since it looks like we’ll need to become a two-car family, any recommendations for a fuel-efficient, good-in-snow, modest-cost vehicle? Am I crazy for considering selling our beloved low-mileage 2004 Toyota Prius to provide the down payment on two new cars?

–Sue Edison-Swift (6/9/2011)

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Growing up free

There’s a new hyphenated life in the making: daughter and son-in-law Anne and Sean Edison-Albright are expecting a baby (lovingly nicknamed Scooter) in mid-October.  Yesterday, at their 20-week doctor’s appointment, an ultrasound revealed a healthy baby with all the right baby parts, and it revealed the baby’s sex.

I pause now for an encouraging word. Helping a child grow up free is an awesome job for parents and the “village” surrounding the family. It’s a complicated dance to navigate tradition, norms, expectations and limitations and to help the child you love grow into all that God intends.

Thirty years after our debut as parents, Annie and Sean will find some “Growing Up Free” dance steps easier and some more complicated. They’ll do their best and that’s darn good. “Scooter” is already surrounded by a very large and loving village–Albrights, Edisons, Swifts, Redeemer Lutheran, St. Luke’s Lutheran, friends, friends and more friends.

If you wonder if “Scooter” will be our granddaughter or grandson, visit Annie and Sean’s baby blog, Like We Invented It. You can always find the links to their latest posts on the right-hand side of this blog.

Shown here, “Scooter’s” 20-Week picture. Awesome.

P.S. Some of you may be stopping by the blog for details of other good news, soon to be revealed.  Don’t worry, all is well.

Sue Edison-Swift (6/1/2011)

 

 

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Shower of blessings

Thank God for husband Paul, who has earned so many hyphenated-life points caring for me that he qualifies for the grand palooza of “to be determined” prizes. He’s my hero.

Thank God for Park Ridge Community Church’s Medical Loan Closet.  Because of them, I have use of a wheelchair and a showering chair.

Thank God for my friend (and talented graphic designer) Ann Rezny who loaned me a transport wheelchair (pivots on a dime) and a walker. She said, “people with chronic mobility issues feel an obligation to assist people with temporary problems.”

Thank God for Lisa Bonds, Emily Sollie, the creative services team and other Lutheran World Relief colleagues who are graciously accommodating my “differently abled-ness” and allowing me to complete my short-term contract from home. If I am able to travel back to Baltimore for a final week or two, Ed Rudzinski, the most awesome general manager of the Baltimore Marriott Waterfront hotel, called to tell me that I am welcome back at the third-party discount rate that allowed me to stay there in the first place.

My “Big Joey” splint-cast has been replaced by a high-tech, knee-high boot that I’ve named “Darth.” Darth’s big advantage is it can be removed for showering. My exposed foot, though, looks and feels so vulnerable, I was hesitant. Then I remembered the walking shoe in the back of the closet; it was purchased after a sprain 10 years ago. The walking shoe makes my foot feel protected in the shower and if it gets wet, no problem.

As a result, I am now showered and powdered and dressed. Alleluia!

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Pixel-presents for Mother’s Day

Because they are wonderful, daughter Pastor Annie wrote this very sweet note on Facebook, and son-in-law Sean created the new, celebratory banner you see at the top of Sue’s blog. Thanks for being such good kids, Dad (Paul Edison-Swift)

Here is the link to Annie’s note on Facebook. Since some of you may not be on Facebook yet, here is the text:

Sue Edison-Swift: One Brave Mommy
by Anne Edison-Albright on Sunday, May 8, 2011 at 11:31am

Most of you know that my mom took a fall this week and ended up with a broken ankle. If you haven’t already, you should definitely read her account of the story on her blog: http://sue.edison-swift.com/. As I read her story, I was struck by a couple of things: Continue reading

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Hotel blessings

This picks up where the previous post–Casting blessings–left off.  After receiving excellent and kind care at John Hopkins Emergency Room, I returned to the Baltimore Marriott Waterfront hotel, complete with new crutches and a knee-high “Big Joey” splint-cast on my left leg to protect my fractured ankle bone. This post is a thank you to key staff at the hotel–including the general manager–who offered me VIP treatment and grace. Continue reading

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Casting blessings

You know you’re a writer when, as you’re being hoisted to the door of a regional jet on a cherry-picker-type lift, you think “well, this is going to make a good blog post.”  And even in the absence of the usual indicators—wealth, fame, status—you know you’re a VIP when the doctor directing John Hopkins Hospital emergency room that day gives you his e-mail address and the general manager of the Baltimore Marriott Waterfront sends you to the airport in a Lincoln Town car and asks the security officer to go along.  This post is a thank-you note to the staff of John Hopkins Hospital emergency room. Continue reading

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